LammirianSupport

Effective October 5, 2026

Terms of Service

These terms govern your use of Lammirian. By creating an account or using the app, you agree to them.

The service

Lammirian is a personal-finance app for recording and connecting accounts, organizing transactions, viewing forecasts, running what-if scenarios, and using AI-assisted tools. Some features require an internet connection, a supported device, a third-party account, or a paid subscription.

Our Privacy Policy explains how we collect, use, store, and protect information when you use the service.

You are responsible for keeping your sign-in details secure and for the accuracy of the information you enter. Bank connections are read-only and may be delayed, incomplete, or unavailable because of bank or Plaid systems.

You must be at least 18 years old and able to enter a binding contract where you live. Lammirian is not for children. You keep ownership of the information you enter; you give us the limited rights needed to store and process it to run and secure the service. If you turn on Help improve AI, which is off by default, you also let us use it as described in the Privacy Policy.

AI agents acting for you

Depending on your plan, Lammirian's AI agents can act for you. They can read and change your data in Lammirian, search the web, use apps you connect, and open websites in a cloud browser to look things up or fill in forms.

Before an agent takes a critical action, it shows you what it is about to do and waits for your approval. Critical actions include sending an email or message, deleting something, submitting a form, booking or ordering, and anything that involves a payment. If you decline, the agent does not take the action.

Agents do not pay for anything. When a task reaches a payment, the agent stops at the payment page and gives you the link, and you pay in your own browser if you choose to. The agent's browser blocks payment-card fields.

You are responsible for the instructions you give an agent and for the actions you approve. Check the details, such as the recipient, dates, amounts, and prices, before you approve.

You can watch what an agent is doing, decline any approval, stop a running request, or cancel a background task at any time. An action that an agent already completed on another company's site or app may not be reversible from Lammirian; to undo it, contact that company.

Agents work with websites and apps that other companies run. To the extent the law allows, we are not responsible for their content, prices, availability, or terms, or for what they do with information you give them. AI agents can make mistakes, so treat their results the same way as other AI output under Not financial advice.

Subscriptions and billing

Paid plans and current prices are shown in the app before purchase. Subscriptions are billed through the Apple App Store or Google Play and automatically renew unless you cancel them through the same store before the renewal date. Your store account controls payment, cancellation, refunds, and renewal timing. Deleting Lammirian or your Lammirian account does not by itself cancel a store subscription.

Free trials, where offered, convert to a paid subscription unless cancelled through your App Store or Google Play account before the trial ends.

Not financial advice

Lammirian provides tools for organizing information. It does not provide financial, investment, tax, accounting, or legal advice. Forecasts, simulations, AI responses, web research, and scenario results are estimates for informational purposes only. They may be incomplete, outdated, or wrong and do not guarantee a future result.

You are responsible for checking important information and deciding what to do with your money. Consult a qualified professional when you need advice for your situation.

Acceptable use

You may not use Lammirian to:

  • break the law, commit fraud, or violate another person's rights;
  • access another person's account or data without permission;
  • interfere with, probe, overload, or bypass the app's security or access controls;
  • upload malicious code or use automated access that harms the service; or
  • resell or copy the service except where the law expressly allows it.

We may restrict or suspend access when reasonably necessary to protect users, the service, or comply with law.

Termination

You may delete your account at any time in Settings. Lammirian may suspend or terminate accounts for violations of these terms, with notice where practicable.

Governing law

These terms are governed by the laws of the Republic of Kazakhstan, without regard to conflict-of-law principles. Disputes that cannot be resolved informally are subject to the jurisdiction of the courts of the Republic of Kazakhstan. If you use Lammirian from another country, you are responsible for compliance with local laws that apply to you.

Service availability and warranties

We work to keep Lammirian reliable, but the service is provided "as is" and "as available." To the extent allowed by law, we do not promise that it will always be available, secure, or error-free, or that data, forecasts, AI output, bank connections, or notifications will always be accurate or complete.

Limitation of liability

To the extent allowed by law, Lammirian and its operators will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, savings, data, or opportunities arising from your use of the service. Nothing in these terms excludes liability that cannot legally be excluded. Lammirian is operated by Emil Kobekbayev, an individual developer in the Republic of Kazakhstan. A company may take over as operator in the future; if it does, we will update these terms and tell you in the app.

Changes to these terms

We may update these terms as the service changes. If a change is material, we will provide reasonable notice in the app or by another appropriate method. Continuing to use Lammirian after the updated terms take effect means you accept them.

Contact

Questions about these terms can be sent to support@lammirian.com.